Sue other persons car insurance company!

"Can you suppose one of many explanations why we've no Free insurance in america so culture keep people workingCould I use my mothers Tesco Clubcard to get cheaper car  insurance ?
Cheapest 3rd Party car  insurance  ?
"My child 27 years old was in a vehicle accident was not harm"they charge $1200 our automobile and a year and we've Amica  insurance  is Saturn ION 2 2004 sedan. So we require full-coverage this really is financed auto